Free tools. Tax year 2026/27
Tools for running the business, not just filing the tax
Your numbers, in your browser, working shown. Never behind a form.
Running the business
Four decisions founders make on instinct. Each one asks you to guess first.
Can you afford to hire?
The salary is about 70% of what they cost you.
Work out the real cost New. PricingWhat a discount really costs you
10% off needs 25% more volume, just to stand still.
See the curve New. CashHow long is your cash trapped?
What you are funding, in someone else's bank account.
Find the trapped cash New. GrowthThe VAT threshold ambush
Past £90,000 you can earn more and keep less.
See the dead zoneTax
Current HMRC rates, and the full sum rather than one number.
The Founder Money Leak
Eleven questions that find what you lose every year.
Start the diagnostic PlannerSalary, dividend or pension?
What four ways of paying yourself actually leave you.
Open the planner CompanyCorporation tax
19%, 25%, and the band where it is neither.
Open the calculator PersonalDividend tax
What a dividend costs you once your salary has used the bands.
Open the calculator RaisingSEIS and EIS relief
What your investor gets back after relief.
Open the calculator